Wisconsin Retirement System
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Wisconsin Retirement System (WRS)

The Wisconsin Retirement System (WRS) offers retirement, separation, disability, and death benefits to eligible participants. Participation is mandatory for all eligible employees, with coverage beginning on the first day an employee is eligible. The required employee contribution is deducted from each payroll check on a pre-tax basis.

Your retirement annuity amount will be based on your years of service, your age at retirement, and the average of your three highest years of earnings or based on the total cash value of your account, whichever is greater.

The WRS also provides death, permanent disability and separation benefits.

Investment options

WRS consists of a Core Fund and a Variable Fund. By default, 100% of retirement contributions are deposited in the Core Fund, which is a diversified fund with investments in stocks, bonds and more. If you elect to participate in the Variable Fund, 50% of the required contributions and additional contributions made after your election will be deposited in the Variable Fund. The Variable Fund is invested in stocks only. Unlike the Core Fund, there is no limit on Variable Fund annuity decreases.

Employees that were hired after October 15, 1992, are eligible only for Long Term Disability Insurance as a permanent disability option.

Additional information about about all your benefits administered through ETF is available through ETF Member Education - webinars, meeting schedules and videos regarding WRS retirement benefits.

Last updated: February 7, 2017


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